Thursday, September 29, 2011

Journal #2 9-29-11

Transaction #1: Today i invested in 115 SPDR Gold Trust stocks. i chose to buy this stock because it seems to be doing really well. I think in the 52 week period that it will be alot higher in scale then it is now.
Transaction #2: I decided to Short Sell my Ambercrombie and Fitch stock because it was really bring down my stocks in general. Its lost alot of money in the last week and i except it to keep plummeting so once i short sell it i expect to make money off of it.

Friday, September 23, 2011

Journal #1 9/23/11

Transactions #1: - Today i invested in 50 more stocks of Nike because i see the price scaling up and based on its consistant price right now i expect it to be a safe stock.

Vocabulary!

Vocab:
1. Stocks: A share of the ownership of a company.
Sentence: I bought 150 stocks from Hollister so i now have special ownership privledges.
2. Bonds: Are used to finance a variety of projects or activities.
Senctence: I opened my own saving bonds so in 12 years i can go and collect my money that has doubled from the bank.
3: Dow Jones: A system of telling how the stock market prices are doing.
Sentence: On Google Finance Dow Jones seemed to be pretty down today.
4:Equity: Ownership of an asset that is completely paid off.
Sentence: My friends car will become an Equity after she pays the rest of her payment.
5. Dividends:a distribution of a portion of the companies earnings.
Sentence: My mom  earns a dividend subbing for teachers at the school.
6. Earnings:amount of profit that a company produces
Sentence: Target was doing really well today and their earnings were higher then yesterday.
7. Private companies vs public companies: private= inaccessible public= open to the public
Sentence: Wal-Mart is known as a public company because you can buy stocks off of it as other companies are private and do not allow you to buy stocks.
8. Growth stocks: shares of a company whose earnings are expected to grow above average
Sentence: Rue 21’s growth stocks are becoming higher then average because they are staying in business and having great sales.
9. Risk - In a return risk is the possibility that one might lose some or all of the investment
sentence: When I reviewed my stock portfolio the return lost quite a lot compared to the original investment it was a higher risk than i thought it would be.
10. Small Cap - Companies that have a market capitalization between 300$ million and 2$ billion.
sentence: Buckle would be known as a small cap company because its worth is alot less then other companies.
11. Mid Cap - Companies that have a market capatalization between 2$ billion and 10$ billion.
sentence: Target would be known as a mid cap company because its worth is between 2-10 million.
12. Large Cap - companies that have a market capatalization of more than 10$ billion.
sentence: i think Apple would be a large cap company because it is a huge company and is worth alot more then 10 million.
13.Dow Jones- an indicator of stock market prices; based on the share values of 30 blue-chip stocks listed in the New York Stock Exchange.
sentence: When Dow Jones is up, it helps our economy go up as well.
14.s&p 500- 500 stocks chosen for market size, ment to reflect the risk  or return characteristics of the large cap universe.
sentence: Apple is considered a part of S&P 500
15.Russell 2000- index measuring the performance of 2000 smallest companies.
Sentence: Yahoo Finace shows that russell 2000 is down 0.38% today.
16. Treasury Bond- a fixed interest issued by the U.S government with a maturity of more than 10 years.
Sentence:The government pays for all of the treasury bonds.
17 Inflation - The rate at which the general level of prices for goods and services is rising, and, subsequently, purchasing power is falling
Sentence: With the inflation of the market buying groceries is difficult.
18 Gross Demestic Product - The monetary value of all the finished goods and services produced within a country's borders in a specific time period
Sentence: The GDP is a good inductor of knowing how the consumer and the producers are doing.
19 Infrastructure - The basic physical systems of a business or nation. Transportation, communication, sewage, water and electric systems are all examples of infrastructure
Sentence: When the infrastucture of the US deteriorates it effects everyone in the country.
20 Currency - A generally accepted form of money, including coins and paper notes, which is issued by a government and circulated within an economy.
Sentence: The currency of my money equals up to $25.00
21. Economy-thrifty management; frugality in the expenditure or consumption of money materials, etc.
Sentence: America's economy is going down the drain because of the way we spend our money.
22. Economic System-the system of production and distribution and consumption
Sentence: Americas economic system is very unbalanced and causing people to lose money.
23. Supply And Demand-n classical economic theory, the relation between these two factors determines the price of a commodity.
Sentence: The supply and demand of milk is very low so the prises are raising to gain money to get more.
24. Interest- a charge for the use of credit or borrowed money.
Sentence: The loan that ive recently taken requires me to pay low interest payments monthly.
25.Assets:anything you can sell.
Sentence: An inquiry into the debtor's affairs is made by the official receiver and the debtor's assets are realized and distributed among editors.
26.Accounts payable:short term debt payments.
Sentence:Through a single software package, a company could manage accounts payable far more effectively.
27.Accounts recieveable:money owed to the business by the client
Sentence:Accounts receivable comprises the remaining amount of gross revenue which is carried forward in customers account receivable.
28.Amoritize: paying off bills or payments.
Sentence:I amortized my house off finally.
29.economic index: tells you what goes on in the stock market as well as the economy.
Sentence: the economic index is pretty good today.
30.depreciation: to lower the price or value of an item.
Sentence:A car has a depreciation rate as soon as you Drive if off the lot.
31.Gross margin:profits divided by debt sales.
Sentence: the gross margin this year is pretty bad because we lost money.
32.Earnings per share:the net income of a corporation divided by the total number of shares of its common stock outstanding at a given time.
Sentence:The earnings per share on Target is going up.
33.Liabilites:moneys owed; debts.
Sentence:
34.Overhead expense:the costs associated with doing business, which are not directly related to the goods or services.
Sentence:
35.Owners equity:is the amount left over after all Liabilites are taken care of.
Sentence:

Tuesday, September 13, 2011

top 10 brands that identify me(:

clothes i wear: areopostale, pacsun, ambercrombie, american eagle, hollister, forever 21
where i like to eat: i like to eat at zapatas, mcdonalds, taco johns, in-n-out, bakers, freddy's
food i have in my house: canned veggies, fruit, meat, pasta, salad, junk food
toothpaste i like: aqua fresh, collgate
soap i use: suave, lo'real shampoo, bath and body works body scrub
car i drive: chevy
cell phone: verizon
computer: acer
game system: wii, xbox 360
those are the top ten brands that identify me(:

Monday, September 12, 2011

9/11

In my opinion i honestly think we are winning this battle we have with the terrorists who attacked the world trade centers because their leader, Osama Bin Laddin,  is now dead and we are still searching to find the others that were invloved in the attack. The United states are not going to stop until they are all found and get punished for what they did. 9/11 has effected the whole country especially those who lost loved ones and now have to suffer still to this day not having their loved one around. I, myself, have to suffer...i lost my uncle because a group of people decided they didnt agree with what the u.s was doing and attacked it to prove what? that they can kill people and destroy buildings? i still dont understand why they did this. ive never gotten an answer from anyone... i still wonder..